Charlotte Short Sale / Loan Modification Dept

The Pre-Foreclosure Dept (Charlotte Short Sale Dept) at Box Realty Inc specializes in helping Charlotte NC area homeowners avoid foreclosure using loan modification or a short sale. Individuals usually call us at the point that they receive a letter stating, "public records indicate a Notice of Default" on their home, and that they may be in danger of public auction in the coming months. The timing of contacting a Charlotte pre-foreclosure specialist is imperative!

You can take control of your situation, and there is an established Charlotte Loan Modification / Charlotte NC Short Sale process for doing so. Our job is to help you either stay in your home or negotiate a settlement of your debt with your lender(s).

• With Us You Have Options:
• You can save your credit by avoiding foreclosure.
• Avoid the lengthy and costly foreclosure process.
• Lower and/or Settle the amount owed on your current mortgage(s).
• Avoid the embarrassment of foreclosure

No, this is not "too good to be true." This is not a refinance bailout program or foreclosure lending scam. This is an established process that can be a real solution to a very real and impending problem.  Our services are free to homeowners so there is absolutely no cost to you.*

Be aware, the typical real estate agent does not have the knowledge, skills or contacts to get this type of deal done. Our firm specializes in the areas of pre-foreclosure and short sales.

If you would like a free, professional consultation to determine if this is a viable option for your particular situation, and be able to ask questions, please feel free to contact us at your earliest convenience at 1-800-699-0731 Ext #11 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Disclosures and Definitions:

The exit strategy of pre-foreclosure depends on the particulars of each specific situation; and the willingness of your mortgage and/or lien holders to accept a settlement or loan modification.

*There are some costs associated with breach of contract and any potentially repairs negotiated in the contracts. There is no upfront costs intentionally hidden fees.

A short sale is an option when the value of the property in question is near or less than what you still owe on the mortgage(s).  If negotiated correctly, many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the borrower can prove they cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure process.  In addition, you are able to pay off the loan for less than what is owed and avoid a lengthy derogatory mark on your credit report as well as a possible deficiency judgment for the remaining loan balance(s) and all costs associated with the foreclosure and liquidation process.